How to Build Financial Muscles

As a real estate agent for over 15 years, I’ve had the pleasure of helping hundreds of clients buy, sell, and invest in real estate. However, in recent years I’ve noticed more people are not able to qualify for a home loan because of high debt or not having enough money saved to use as a down payment based on the loan program(s) they would qualify for.

To address this issue, I’ve designed a money management system that gives families and individuals the opportunity to build their financial muscles one day at a time versus doing financial lypo. Just like in real life, lypo is quick fix that requires no self discipline and the fat will eventually come back over time because no habits or lifestyle changes were made to keep it off.

Getting out of debt is the first step to becoming financially free. Just like going to the gym in real life, you have to do cardio to burn fat and then lift weights to build muscles. It’s the same concept with managing money. First you need to starting paying down your debt to burn that unnecessary fat that’s hurting your financial health. In the meantime, you can build financial muscle by paying yourself first with 10% of your net pay every month. You are leaning out on the debt and building muscle by paying yourself first.

Imagine this, your monthly net pay is $5,000. You are diligently saving $500 by paying yourself first and using $1,000 to pay off debt every month. After one year, you’ll have $6,000 saved and paid off $12,000 in debt! I’m hoping you are seeing a light at the end of the tunnel.

My heart is to give you the tools you need to get out of debt. I love numbers and I’ve become more knowledgeable about finances as a result of my own money challenges after divorce. Financial education and consulting has become a passion and God-given vision of mine for the last 2 years. At the end of the day, your spending habits affect your ability to buy a home or even invest in real estate in order to build wealth.

What if you could change your situation? What if I could teach you how to pay off your debt, identify your latte factor, and start building up your savings and retirement? By the way, latte factor means that money that you spend of little significance like $5-$20 every day and don’t think about it. Do you realize that I could help you find an extra $300-$600 every month just from Starbucks and buying your lunch everyday? Talk about taking your power back! It’s time to take choose you and make 2018 the year you take steps to get out of debt. Will you get into the financial gym with me?

If any of this is resonating with you, I invite you to request a free money management strategy session with me by clicking on the Free Session tab above. Also, I’m offering a “Get out of Debt” 5-week Teleclass beginning April 5th. You can find more information about this course and to register by clicking on the Get Out of Debt tab on my website.

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